TARGET MARKET: All Health Related Offices (ie. Chiropractors, Optometrists, Physical Therapists, etc.)
PRODUCTS: Professional Liability, Property, General Liability, Workers Compensation, Business Auto, Commercial Umbrella
Dealing with patients involves a whole new level of risks. As a healthcare provider even if you decide to do everything and follow the book, some things might be out of your control. This is the reason why you should have an insurance coverage to protect you from such unseen events.
Some things like strokes, falling, or the patient getting injured while in your care can turn into a nightmare real quick even if you are not directly connected to the incident. We, at Watchmen Insurance Group, provide everyone in Raleigh, NC and the surrounding areas with valuable healthcare provider insurance to ensure they are protected against the following.
Any business owner in North Carolina requires carrying professional liability insurance. This coverage protects you against lawsuits. For example in a case of a clinical misconduct, negligence, or malpractice, you need to defend yourself. Even if you are a highly qualified healthcare provider, there is a possibility that you will come into contact with a dissatisfied client from time to time and they could file a case against you if they believe that you caused them harm. It is unfortunate that even if you are not at fault, you will be responsible for paying for all your legal defense costs. Liability coverage will help you pay these costs.
It is unfortunate that accusations from patients, both false and real, could end up badly for you. Any abuse of the patient from you or your employee can turn into a ‘'he did or she did” situation which could end up very unfairly.
With your staff, you are likely to face claims of misconduct from them. Even the most skilled and experienced care providers can make honest mistakes, but you will need to be ready to face such claims and risks.
If you are a healthcare provider looking for healthcare provider insurance in Raleigh, NC, contact us or visit Watchmen Insurance Group. We will provide you with a comprehensive insurance coverage that fulfills the requirements of the state of North Carolina.