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LOOKING FOR A SOLUTION TO THE RISING COST OF HEALTH INSURANCE?
 
  

 

What is OneShare

OneShare Health is a medical cost sharing program that helps individuals and families address the challenges of escalating healthcare costs and soaring insurance premiums. It is not insurance, but rather an affordable alternative. Membership contributions are often 35% to 50% less than traditional medical insurance policies and our members enjoy access to the largest PPO network in the nation, PHCS.

 

How it Works

Monthly membership contributions (aka monthly premiums) provide the sharing power behind our medical sharing programs. OneShare Health receives the medical bills of members and sends them to our TPA (third party administrator) who determines the authenticity of the medical bill submission based on member guidelines. All approved medical bills are normally shared within fourteen (14)days - either directly paid to the provider or reimbursed to the member. OneShare Health acts as the facilitator, bringing together first-class processes and providers for the sake of our members. We strive to provide a superior member experience.

 

About OneShare Health

OneShare Health exists as a witness to the love and faithfulness of God as He provides for the medical needs of His children. Membership in OneShare Health is open to everyone who agrees with our core biblical principles relating to life, health, and caring for others, as evidenced in our shared Statement of Beliefs. By contributing their monthly membership amounts, members are sharing one another’s medical bills and demonstrating the love of God to the entire community. This sharing also demonstrates that the community can come together in mutual love and respect.

OneShare Health Programs

Our programs are affordable and designed to share your family’s needs in today’s challenging healthcare environment.

 

OneShare Catastrophic

Best suited for individuals and families who are primarily healthy and looking to join a program which shares catastrophic medical needs.

 

SHARING SERVICES CATASTROPHIC
Diagnostic / X-Ray
Labs
Pre/post In-Patient Hospitalization or Out-Patient Surgery
ISA applies
Specialists $75 Visit Fee 
Pre/post In-Patient Hospitalization or Out-Patient Surgery
Emergency Room $300 Visit Fee
In/Out-Patient Surgery 100% after ISA up to Maximum Sharing Limit
Hospitalization 100% after ISA up to Maximum Sharing Limit
 
Free Membership Discount Program
Diabetics Care and Supplies Lab Discounts Hearing Discounts
 
 

OneShare Classic

For individuals and families that are primarily concerned about medical needs as well as hospital concerns.

 

Basic

SHARING ELIGIBILITY OR SERVICES BEFORE ISA IN-NETWORK/OUT-OF-NETWORK
Preventive Services 100%
Primary Care Physician $20 Visit Fee
1 Per Program Year
Urgent Care Facility $20 Visit Fee
1 Per Program Year
X-rays, Labs Preventive Only
Specialists N/A
Emergency Room $500 Visit Fee
Hospitalization Eligible
In/Out-Patient Surgery Eligible.
6 month waiting period
Lifetime Sharing Maximum $1,000,000
End of Life Sharing Primary Member $6,000. Spouse $4,000, Dependent $2,000
Must be enrolled in program.
 

Enhanced

SHARING ELIGIBILITY OR SERVICES BEFORE ISA IN-NETWORK/OUT-OF-NETWORK
Preventive Services 100%
Primary Care Physician $20 Visit Fee
3 Per Program Year
Urgent Care Facility $20 Visit Fee
1 Per Program Year
X-rays, Labs PCP/Urgent Care Visit Fee
Specialists N/A
Emergency Room $500 Visit Fee
Hospitalization Eligible
In/Out-Patient Surgery Eligible.
6 month waiting period
Lifetime Sharing Maximum $1,000,000
End of Life Sharing Primary Member $6,000. Spouse $4,000, Dependent $2,000
Must be enrolled in program.
 

Crown

SHARING ELIGIBILTY OR SERVICES BEFORE ISA IN-NETWORK/OUT-OF-NETWORK
Preventive Services 100%
Primary Care Physician $20 Visit Fee
5 Per Program Year
Urgent Care Facility $20 Visit Fee
2 Per Program Year
X-rays, Labs PCP/Urgent Care Visit Fee
Specialists $75 visit fee Referral required
Emergency Room $300 Visit Fee
Hospitalization Eligible
In/Out-Patient Surgery Eligible.
2 month waiting period
Lifetime Sharing Maximum $1,000,000
End of Life Sharing Primary Member $6,000. Spouse $4,000, Dependent $2,000
Must be enrolled in program.
 
Free Membership Discount Program
Dental Discount
Diabetic Care and Supplies
Hearing Discount
Lab Discount
Vision and Lasik Discount
Lifeline Screening Discounts
 

 

OneShare Complete

Designed for those who wish to enroll in a more complete sharing program that serves the needs of individuals and families.

 

Basic

SHARING ELIGIBILTY OR SERVICES BEFORE ISA IN-NETWORK OUT-OF-NETWORK
Preventive Services 100% N/A
Primary Care Physician $50 Visit Fee 50% after ISA
Urgent Care Facility $100 Visit Fee 50% after ISA
Diagnostic / X-Ray
Labs
60% after ISA 50% after ISA
Specialists $125 Visit Fee 50% after ISA
Emergency Room $500 Visit Fee $500 Visit Fee
Hospitalization 60% after ISA 50% after ISA
In/Out-Patient Surgery 60% after ISA 50% after ISA
Lifetime Sharing Maximum $1,000,000 $1,000,000
End of Life Sharing Primary Member $10,000. Spouse $6,000, Dependent $2,000.
Must be enrolled in program.
 

Enhanced

SHARING ELIGIBILITY OR SERVICES BEFORE ISA IN-NETWORK OUT-OF-NETWORK
Preventive Services 100% N/A
Primary Care Physician $35 Visit Fee 60% after ISA
Urgent Care Facility $75 Visit Fee 60% after ISA
Diagnostic / X-Ray
Labs
70% after ISA 60% after ISA
Specialists $75 Visit Fee 60% after ISA
Emergency Room $300 Visit Fee $500 Visit Fee
Hospitalization 70% after ISA 60% after ISA
In/Out-Patient Surgery 70% after ISA 60% after ISA
Lifetime Sharing Maximum $1,000,000 $1,000,000

End of Life Sharing Primary Member $10,000. Spouse $6,000, Dependent $2,000.
Must be enrolled in program.
 

Crown

SHARING ELIGIBILITY OR SERVICES BEFORE ISA IN-NETWORK OUT-OF-NETWORK
Preventive Services 100% N/A
Primary Care Physician $20 Visit Fee 70% after ISA
Urgent Care Facility $75 Visit Fee 70% after ISA
Diagnostic / X-Ray
Labs
80% after ISA 70% after ISA
Specialists $75 Visit Fee 70% after ISA
Emergency Room $150 Visit Fee $300 Visit Fee
Hospitalization 80% after ISA 70% after ISA
In/Out-Patient Surgery 80% after ISA 70% after ISA
Lifetime Sharing Maximum $1,000,000 $1,000,000
End of Life Sharing Primary Member $10,000. Spouse $6,000, Dependent $2,000.
Must be enrolled in program.
 
Free Membership Discount Program
Dental Discount
Diabetic Care and Supplies
Hearing Discount
Lab Discount
Vision and Lasik Discount
Lifeline Screening Discounts